Insured policy holders
Disaster
strikes and your home or business is gone.
Your first reaction is to call the Police, an adjuster and then file a claim with your insurance company.
That’s the logical
thing to do, however, remembering what you had, where and what you paid for it is difficult when under extreme stress. Your
focus is you and your family.
What we can do to help
· We can inventory the contents of your home or business
· We can place values on all possessions and items
· We can professionally appraise higher valued items such as antiques,
collections, art and more
· We
can work for your adjuster, should they need us
· We
can help you be pro-active and be prepared in case of a disaster
Your possessions, regardless of the value,
are of utmost importance to you and your loved ones. Everything needs to be replaced and you want to settle the claim efficiently
and quickly.
There are many companies that perform home
inventories, but very few include a certified valuation and appraisal. We have performed many inventory and appraisal services
for attorneys, insurance companies, adjusters, restoration companies and homeowners. We have done work for Liberty Mutual,
Vermont Mutual,The Travelers, Chartis, Amica and others. We also have performed dozens of estates for attorneys throughout
New England, adjusters, as well as historical societies.
Our
Inventory Service includes:
• Initial Evaluation – we
meet with you to assess and discuss what you would like inventoried. In addition, we will discuss any specific appraisals
you may want or need.
• Physical Inventory – we
perform a room-by-room detailed inventory and take digital photographs of items as specified by you. The inventory will
include a description, valuation*, and other information necessary to properly classify each item. Upon completion
of the physical inventory, we will list any warranty, appraisal, or related receipt information to the respective
item. In addition, a notation will be made if an item is on an insurance policy schedule and the value set by you, the owner.
•
Portfolio and
Documentation – A printed spreadsheet inventory and related pictures in a portfolio folder with a CD
ROM with all of the inventory information and pictures, (a back-up CD will be stored in a safe deposit box at a bank).
Our Update Service includes:
• Annual Review and Inventory Update – 1 hour face-to-face consultation time to review and
updating of your inventory lists for new additions and/or deletions as well as take digital photographs of the related item(s)
if needed. Finally, we will provide a CD ROM that reflects the adjustments recorded.
•
Secure backup
and file storage •
Secure
backup and file storage – For clients that would like to have the added protection, we offer a CD storage capability, which
houses the information and scanned in copies of your vital documents. We will store a back-up CD ROM in
a bank safety deposit box. (Please note that the information will not be stored on a server or any device
that is accessible via the internet).
*
Valuations are not researched appraisals. They are based on either market or replacement values.
Client Requirement:
The Home Owner must be present at the time of inventory to assist in assigning estimated values to selected items.
Service Notes: The Inventory Service and Update Service
do not include a “Professional Appraisal" of any item(s), unless otherwise stated. Values from an inventory are
educated opinions only, unless otherwise stated.
Fees for Service
- Depending on the size of the home - from $650- $1500 (now
includes valuations of possessions)
- Larger
Homes and Estates - please call for an estimate
- Video
with comments - additional $75 - $200 (depending on size of home & time)
- Discount Packages available - please call
- Annual Update Service: $120 - $250. 1 hour face-to-face consultation time to review and update
your inventory lists for new additions/or deletions and take digital photos of the related items. Finally, we will provide
a CD ROM that reflects the adjustments recorded. Secure backup and file storage - For clients that would like to have the
added protection, we offer a CD storage capability, which houses the information and scanned in copies of your vital documents.
We will store a back-up CD ROM in a bank safety deposit box. (Please note that the information will not be stored on a server
or any device that is accessible via the internet).
Fees may change without notice, however, we make every effort to inform you when discussing fees.
